/* ============================================================
   SCHWARZ VERSICHERT – Global Stylesheet
   ============================================================ */

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}

:root{
  --green:#96C11F;
  --green-dark:#7a9e18;
  --green-light:#aad132;
  --green-pale:#f4f9e6;
  --green-mid:#d8eeaa;
  --white:#ffffff;
  --cream:#f7f9f5;
  --text:#1a1a1a;
  --text-sec:#4a5568;
  --text-muted:#718096;
  --border:#dcedb0;
  --shadow-sm:0 1px 3px rgba(150,193,31,.08);
  --shadow-md:0 4px 16px rgba(150,193,31,.12);
  --shadow-lg:0 8px 32px rgba(150,193,31,.16);
  --radius-sm:4px;
  --radius-md:8px;
  --radius-lg:16px;
  --font-head:'Montserrat',sans-serif;
  --font-body:'Open Sans',sans-serif;
  --nav-h:70px;
}

html{scroll-behavior:smooth}
body{font-family:var(--font-body);color:var(--text);background:var(--white);line-height:1.6;overflow-x:hidden}
img{max-width:100%;display:block}

/* ── TOPBAR ── */
.topbar{background:var(--green);color:#fff;font-size:12px;font-family:var(--font-head);padding:7px 0}
.topbar-inner{max-width:1240px;margin:0 auto;padding:0 24px;display:flex;gap:1.5rem;align-items:center;flex-wrap:wrap}
.topbar a,.topbar span.topbar-item{color:rgba(255,255,255,.9);text-decoration:none;display:inline-flex;align-items:center;gap:5px}
.topbar a:hover{color:#fff}
/* fix: address same white as links */
.topbar span.topbar-item{color:rgba(255,255,255,.9)}

/* ── NAV ── */
.nav{background:var(--white);height:var(--nav-h);position:sticky;top:0;z-index:1000;box-shadow:0 2px 12px rgba(0,0,0,.08);transition:box-shadow .3s}
.nav-inner{max-width:1240px;margin:0 auto;padding:0 24px;height:100%;display:flex;align-items:center;gap:2rem}
.nav-logo{display:flex;align-items:center;gap:10px;text-decoration:none;margin-right:auto}
.nav-logo-mark{width:42px;height:42px;background:var(--green);border-radius:var(--radius-sm);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.nav-logo-mark svg{width:26px;height:26px;fill:#fff}
.nav-logo-mark img{height:42px;width:42px;object-fit:contain;border-radius:var(--radius-sm)}
.nav-logo-text{font-family:var(--font-head);font-weight:700;font-size:1.05rem;color:var(--text);line-height:1.1}
.nav-logo-text span{color:var(--green);display:block;font-size:.7rem;font-weight:600;letter-spacing:.06em}
.nav-links{display:flex;gap:.25rem;list-style:none;align-items:center}
.nav-links a{font-family:var(--font-head);font-size:13px;font-weight:600;color:var(--text-sec);text-decoration:none;padding:8px 12px;border-radius:var(--radius-sm);transition:all .2s}
.nav-links a:hover,.nav-links a.active{color:var(--green);background:var(--green-pale)}
.nav-cta{background:var(--green);color:#fff!important;font-family:var(--font-head);font-size:13px;font-weight:700;border:none;border-radius:100px;padding:10px 22px;cursor:pointer;transition:background .2s;text-decoration:none;white-space:nowrap}
.nav-cta:hover{background:var(--green-dark)!important}
.nav-burger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:8px;border:none;background:none}
.nav-burger span{width:24px;height:2px;background:var(--text);border-radius:2px;transition:all .3s;display:block}
.nav-mobile{display:none;position:fixed;top:var(--nav-h);left:0;right:0;background:var(--white);box-shadow:var(--shadow-lg);padding:1rem;z-index:999;flex-direction:column;gap:.25rem}
.nav-mobile.open{display:flex}
.nav-mobile a{font-family:var(--font-head);font-size:14px;font-weight:600;color:var(--text);text-decoration:none;padding:12px 16px;border-radius:var(--radius-md);transition:all .2s}
.nav-mobile a:hover{background:var(--green-pale);color:var(--green)}
.nav-mobile .nav-cta{text-align:center;margin-top:.5rem}

/* ── LAYOUT ── */
.container{max-width:1240px;margin:0 auto;padding:0 24px}
.section{padding:80px 0}
.section-cream{background:var(--cream)}
.section-green{background:var(--green)}

/* ── TYPOGRAPHY ── */
.section-eyebrow{display:inline-block;font-family:var(--font-head);font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--green);background:var(--green-pale);border-radius:100px;padding:4px 14px;margin-bottom:.75rem}
.section-eyebrow-white{color:rgba(255,255,255,.9);background:rgba(255,255,255,.15);border:1px solid rgba(255,255,255,.3)}
h2.section-title{font-family:var(--font-head);font-size:clamp(1.5rem,3vw,2.2rem);font-weight:800;color:var(--text);line-height:1.15;margin-bottom:.75rem}
h2.section-title-white{color:#fff}
.section-desc{font-size:15px;color:var(--text-sec);max-width:580px;line-height:1.7;margin-bottom:2.5rem}

/* ── BUTTONS ── */
.btn-green{background:var(--green);color:#fff;font-family:var(--font-head);font-size:14px;font-weight:700;border:none;border-radius:100px;padding:13px 28px;cursor:pointer;transition:all .2s;text-decoration:none;display:inline-flex;align-items:center;gap:6px}
.btn-green:hover{background:var(--green-dark);transform:translateY(-1px);color:#fff}
.btn-outline-white{background:transparent;color:#fff;font-family:var(--font-head);font-size:14px;font-weight:600;border:2px solid rgba(255,255,255,.6);border-radius:100px;padding:11px 26px;cursor:pointer;transition:all .2s;text-decoration:none;display:inline-flex;align-items:center;gap:6px}
.btn-outline-white:hover{border-color:#fff;background:rgba(255,255,255,.1)}
.btn-white{background:#fff;color:var(--green);font-family:var(--font-head);font-size:14px;font-weight:700;border:none;border-radius:100px;padding:13px 28px;cursor:pointer;transition:all .2s;text-decoration:none;display:inline-flex;align-items:center;gap:6px}
.btn-white:hover{background:var(--green-pale);color:var(--green)}
.btn-outline-green{background:transparent;color:var(--green);font-family:var(--font-head);font-size:14px;font-weight:700;border:2px solid var(--green);border-radius:100px;padding:11px 26px;cursor:pointer;transition:all .2s;text-decoration:none;display:inline-flex;align-items:center;gap:6px}
.btn-outline-green:hover{background:var(--green);color:#fff}

/* ── PAGE HERO (subpages) ── */
.page-hero{background:var(--green);padding:60px 0}
.page-hero h1{font-family:var(--font-head);font-size:clamp(1.8rem,4vw,2.8rem);font-weight:800;color:#fff;margin-bottom:.75rem}
.page-hero p{font-size:15px;color:rgba(255,255,255,.85);max-width:560px}
.breadcrumb{display:flex;align-items:center;gap:6px;font-size:12px;color:rgba(255,255,255,.6);margin-bottom:1rem;font-family:var(--font-head);font-weight:600}
.breadcrumb a{color:rgba(255,255,255,.75);text-decoration:none}
.breadcrumb a:hover{color:#fff}
.breadcrumb span{color:rgba(255,255,255,.4)}

/* ── CHECKLIST ── */
.checklist{list-style:none;display:flex;flex-direction:column;gap:10px;margin-bottom:1.75rem}
.checklist li{display:flex;align-items:center;gap:10px;font-size:14px;color:var(--text-sec)}
.checklist li::before{content:'';width:20px;height:20px;border-radius:50%;background-color:var(--green);flex-shrink:0;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20,6 9,17 4,12'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:center;background-size:12px}

/* ── STATS BAR ── */
.stats-bar{background:var(--white);border-bottom:1px solid var(--border)}
.stats-inner{max-width:1240px;margin:0 auto;display:grid;grid-template-columns:repeat(4,1fr)}

.stat-item{
  padding:32px 24px;
  text-align:center;
  border-right:1px solid var(--border);
  transition:background .25s;
  position:relative;
  overflow:hidden;
}
.stat-item:last-child{border-right:none}
.stat-item::after{
  content:'';
  position:absolute;
  bottom:0;left:0;right:0;
  height:3px;
  background:var(--green);
  transform:scaleX(0);
  transition:transform .3s ease;
}
.stat-item:hover::after{transform:scaleX(1)}
.stat-item:hover{background:var(--green-pale)}

.stat-icon{
  width:48px;height:48px;
  border-radius:50%;
  background:var(--green-pale);
  border:2px solid var(--green-mid);
  display:flex;align-items:center;justify-content:center;
  margin:0 auto .75rem;
  color:var(--green);
  transition:background .25s,border-color .25s;
}
.stat-item:hover .stat-icon{background:var(--green);color:#fff;border-color:var(--green)}
.stat-num{font-family:var(--font-head);font-size:2rem;font-weight:800;color:var(--green);line-height:1;margin-bottom:4px}
.stat-num sup{font-size:.9rem;vertical-align:super}
.stat-label{font-size:12px;font-weight:600;color:var(--text-muted);text-transform:uppercase;letter-spacing:.06em}
.stat-sub{font-size:12px;color:var(--text-muted);margin-top:2px}

/* ── CTA BANNER ── */
.cta-banner{background:var(--green);padding:60px 0}
.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:2rem;flex-wrap:wrap}
.cta-text h2{font-family:var(--font-head);font-size:1.8rem;font-weight:800;color:#fff;margin-bottom:.5rem}
.cta-text p{color:rgba(255,255,255,.85);font-size:15px}

/* ── PARTNERS ── */
.partners-bar{background:var(--cream);padding:50px 0;border-top:1px solid var(--border);border-bottom:1px solid var(--border);overflow:hidden}
.partners-label{text-align:center;font-family:var(--font-head);font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--text-muted);margin-bottom:1.75rem}
.partners-img{max-width:100%;width:100%;margin:0 auto;display:block;filter:grayscale(100%);opacity:.55;transition:all .3s;overflow:hidden}
.partners-img:hover{filter:grayscale(0%);opacity:1}

/* ── FOOTER ── */
footer{background:#2a3a08;color:rgba(255,255,255,.8);padding:60px 0 0}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:3rem;margin-bottom:3rem}
.footer-logo-text{font-family:var(--font-head);font-size:1.1rem;font-weight:700;color:#fff;margin-bottom:.25rem}
.footer-logo-text span{color:#d4ee82}
footer p{font-size:13px;line-height:1.7}
.footer-title{font-family:var(--font-head);font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.45);margin-bottom:1rem}
.footer-links{list-style:none;display:flex;flex-direction:column;gap:6px}
.footer-links a{font-size:13px;color:rgba(255,255,255,.65);text-decoration:none;transition:color .2s}
.footer-links a:hover{color:#fff}
.footer-contact-item{display:flex;align-items:flex-start;gap:8px;font-size:13px;margin-bottom:8px;color:rgba(255,255,255,.7)}
.footer-contact-item a{color:rgba(255,255,255,.7);text-decoration:none}
.footer-contact-item a:hover{color:#fff}
.igv-badge{display:inline-flex;align-items:center;gap:6px;background:rgba(255,255,255,.08);border-radius:var(--radius-sm);padding:6px 10px;margin-top:.75rem;font-size:11px;color:rgba(255,255,255,.6)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:20px 0;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:1rem}
.footer-bottom p{font-size:12px;color:rgba(255,255,255,.4)}
.footer-bottom-links{display:flex;gap:1.5rem}
.footer-bottom-links a{font-size:12px;color:rgba(255,255,255,.4);text-decoration:none}
.footer-bottom-links a:hover{color:rgba(255,255,255,.8)}

/* ── ANIMATIONS ── */
.animate{opacity:0;transform:translateY(20px);transition:opacity .5s ease,transform .5s ease}
.animate.visible{opacity:1;transform:translateY(0)}

/* ── RESPONSIVE ── */
@media(max-width:900px){
  .footer-grid{grid-template-columns:1fr 1fr}
  .stats-inner{grid-template-columns:1fr 1fr}
}
@media(max-width:640px){
  .nav-links,.nav-cta{display:none}
  .nav-burger{display:flex}
  .section{padding:50px 0}
  .footer-grid{grid-template-columns:1fr}
  .cta-inner{flex-direction:column;text-align:center}
  .footer-bottom{flex-direction:column;text-align:center}
}

/* ── NAV LOGO IMAGE ── */
.nav-logo-img{
  height:48px;
  max-width:180px;
  width:auto;
  object-fit:contain;
  display:block;
}
.nav-logo-fallback{display:none;align-items:center;gap:10px}

/* ── SKIP LINK (WCAG 2.4.1) ── */
.skip-link{
  position:absolute;
  top:-100px;
  left:1rem;
  background:var(--green);
  color:#fff;
  padding:10px 18px;
  border-radius:0 0 var(--radius-md) var(--radius-md);
  font-family:var(--font-head);
  font-size:14px;
  font-weight:700;
  z-index:9999;
  text-decoration:none;
  transition:top .2s;
}
.skip-link:focus{top:0}

/* ── FOCUS VISIBLE (WCAG 2.4.7) ── */
:focus-visible{
  outline:3px solid var(--green);
  outline-offset:3px;
  border-radius:var(--radius-sm);
}
a:focus-visible,button:focus-visible{
  outline:3px solid var(--green);
  outline-offset:3px;
}

/* ── GOOGLE MAPS CONSENT ── */
.map-consent{
  background:var(--cream);
  border:1px solid var(--border);
  border-radius:var(--radius-md);
  padding:2rem;
  text-align:center;
  margin-top:1.5rem;
}
.map-consent p{font-size:13.5px;color:var(--text-sec);line-height:1.7;margin-bottom:1rem}
.map-consent strong{color:var(--text);display:block;margin-bottom:.5rem;font-family:var(--font-head)}

/* ── FORM VALIDATION FEEDBACK ── */
.form-input[aria-invalid="true"],
.form-textarea[aria-invalid="true"]{border-color:#c0392b}
.field-error{font-size:12px;color:#c0392b;margin-top:4px;display:none}
.field-error.visible{display:block}

/* ── FOOTER NAV ── */
.footer-nav-wrap{display:contents}